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Waste Load Allocation

1. The maximum load of pollutants each discharger of waste is allowed to release into a particular waterway. Discharge limits are usually required for each specific water quality criterion being, or expected to be, violated. 2. The portion of a stream's total assimilative capacity assigned to an individual discharge. (Definition Source: www.epa.gov)








Insurance Industry News from ProgramBusiness.com

New Health & Benefits Course
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Employee Benefits – Health Insurance is a new course for those insurance professionals involved in employee benefits/health insurance sales and service. Developed by The National Alliance for Insurance Education & Research, this program will be conducted in Nashville, Tennessee, October 20-22, 2008, providing participants with highly specific, comprehensive information.



This 2-day program is open to—and recommended for—all insurance, risk management, and employee benefits professionals.



Topics include:

Health Insurance Plan Designs
Medicare/Medicare Supplement
Tax-advantaged financial accounts: FSA, HRA, and HSA
Alternative health programs
Ancillary products
Self-funded health plans
“This is a unique educational offering, conducted in an intensive 20-hour format,” said William T. Hold, Ph.D., CIC, CPCU, CLU, President of The National Alliance. “It will be taught by practicing specialists in the health insurance field, and is an ideal way for producers, CSRs, risk managers, and health insurance professionals to gain in-depth knowledge in an increasingly complex field.”



For additional information and to register, go to:
www.TheNationalAlliance.com
or call 800-633-2165.



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