Vandalism Endorsement
A Property policy endorsement that pays for losses as a result of intentional acts of vandals.
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Group Personal Excess ProgramAvailable for both mandatory employer paid and optional programsThis is a great opportunity to provide excess personal coverage for your commercial insureds. The Group Personal Program, offered through Storefront Owner S.H. Smith http://www.programbusiness.com/tracking/sftracker.asp?Sfid=165 is an umbrella program that is beneficial to employee groups such as Physician Groups, Law Firms, and Accounting Firms. This program can even be designed to cover Associations as well as clients of Wealth Management Groups.
This program features:
No minimum number of participants Available for both mandatory (employer paid) and optional programs Designed for groups of all sizes and types that have high concentrations of high net worth clients Capacity up to $50m and $5m of UM Unmatched flexibility offer $300K, $500K or $1m on underlying auto requirements Custom crafted language and unique limit coverage and participation options Minimum premium $15K Coverage includes:
Umbrella coverage for all exposures. Even covers some liability exposures which may be excluded by underlying insurance (policy drops down to first dollar coverage) E&O/Wrongful acts coverage for sponsoring organization Defense coverage. Unmatched concierge level claim service No specific conditions on coverage for personal watercraft Additional coverage options include:
Personal EPLI coverage Additional limits Identity Fraud and Kidnap expense For more information, visit the S.H. Smith storefront at http://www.programbusiness.com/tracking/sftracker.asp?Sfid=165.