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Cooperation Clause

This provision stipulates that an insured should help the insurer in the claims defense, as the insured is in a better position to determine and provide particular information about the claim which is key in defending the suit.








Insurance Industry News from ProgramBusiness.com

Representing Over 75 MarketsS.H. Smith & Company http://www.programbusiness.com/tracking/sftracker.asp?Sfid=165 is an excess and surplus lines insurance broker, managing general agency, and program administrator with offices in Boston, Massachusetts; West Hartford, Connecticut; St. Paul, Minnesota and Cleveland, Ohio.

S.H. Smith & Company represents over 75 domestic markets and Lloyds, London. We underwrite many programs including educational institutions, public enities, petroleum dealers, lawyers professional liability, and both for-profit and non-profit directors and officers liability.

S.H. Smith & Company has binding authority capabilities for monoline general liability and property coverages, liquor liability, package policies, miscellaneous E&O and worker's compensation.

S.H. Smith & Company and their predecessor firms have been in business for over 50 years. We are members of NAPSLO, AAMGA, CIAB,PLUS, IIAA, PIA, Hartford Insurance Women, Connecticut Chapter of PRIMA, and The Connecticut Council of Small Towns. We have the endorsement of ARM of Ohio, Michigan, and Illinois to do the business that their standard markets are not able to entertain.

• Directors & Officers Liability for Small Private Companies
• Educational Institutions PG
• Habitational P&C coverage
• Lawyers Professional Liability
• Miscellaneous Errors & Omissions Liability
• Petroleum Marketers PG
• Restaurant Owners PG
• Sprinkler Contractors
• Umbrella Liability
• Workers' Compensation Monoline Market

For more information about all the programs available through S. H. Smith, visit their storefront at http://www.programbusiness.com/tracking/sftracker.asp?Sfid=165.


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