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Conditional Receipt

A temporary contract obligating a Life or Health insurance company to provide coverage if the premium along with an acceptable application has been submitted. The company has time to process the app and to issue or refuse a policy. Should the applicant pass away while the processing is taking place, the insurer would be obligated to pay the policy death benefit.








Insurance Industry News from ProgramBusiness.com

Commercial Market ResourcesApogee Insurance Services

Technology and Cyber-Risk

“We are technology experts who have built a successful wholesale business around the need for a combination of technology and insurance expertise. We know technology and how it works and applies to business and how insurance can address technology-related risks.”

Application Service Providers
Business-to-Business (B2B) Websites
Computer and System Maintenance Companies
Computer consultants (inc. hardware/software)
Computer Security Companies,
Computer Software Developers,
Computer-Related Training Providers
Content Channels,
Credit Card Processing Companies,
Customer Relationship/Technology Related Accounts
Data Processors
eCommerce (B2C) Websites
Electronic BBS/Forum Managers
Enterprise Resource Planning (ERP) companies
E-procurement Service Providers
Healthcare and HIPAA Focused Companies
Information Services Providers
Insurance and Risk Management Organizations
Internet Media/Publishing Companies
Broadcasting & Advertising Companies
Layering Technology Companies
Management (CRM) Companies
Messaging Services
Network Security Companies
Packaged Software Vendors
Portals
Providers/Developers,
Publishers Technology and Cyber-Risk
Software Designers
Systems Integrators,
Technology Related Accounts
Web Content/Page
Web Page Maintenance Companies

Apogee offers Cyber-Risk coverages for ANY BUSINESS for:

Data loss , Business Interruption, Intellectual Property Infringements Liability, 3rd Party Liability – Personal Injury, and 3rd Party Liability – Privacy violations.

Due to: Computer virus, Virus transmission, Employee error, Defamation, Internal and external hacker attack, Libel/slander, Theft, Privacy, Physical damage, Plagiarism, Natural disaster, Website ,Power surge/failure, and HIPAA violations.

For more information, visit the Apogee Storefront at http://www.programbusiness.com/tracking/sftracker.asp?Sfid=271


Norman Spencer McKernan

TekCover

Amid the current chaos of e-business, our creative program protects the assets of companies who use technology as part of their services. Tekcover provides you piece of mind from the unpredictability of today's technology-driven business climate

Coverage Highlights:
* General Liability
* E-Commerce Liability
* Intellectual Property
* Cyber Crime
* Worker's Compensation
* Website Revenue Loss
* Data Theft
* Merchant Processing
* Virus Protection

Tekcover Serves the Following Types of Business:
• Manufacturers
• Serviced Industries
• Large and Small Business
• Enterprise Companies
• Publishers
• Developers
• Established Corporations
• Service Providers
• ASPs/ISPs
• Dot.coms

For more information, visit Norman Spencer McKernan at http://www.programbusiness.com/tracking/sftracker.asp?Sfid=147


Target Insurance Services
Credit Bureaus
• Limits from $100,000 to $5 million.
• Minimum deductible $2,500.
• Offered nationwide.

Coverages Offered
• Easy to complete application
• Insures against claims which arise from covered wrongful acts, and errors or omissions arising out of covered professional services performed for others for a fee
• Customized coverage for special services
• Claims-made coverage
• Prior acts coverage available

For more information, visit Target Insurance Services at Click for the whole story...
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