Insurance Industry News from ProgramBusiness.com
RiskVue NewsletterPublished monthly by Warren, McVeigh & Griffin, Inc. and Griffin Communications, Inc., riskVue analyzes and reports on the latest issues facing today's risk professional.
----------------------------------------
WHAT'S ONLINE IN THIS MONTH'S ISSUE
----------------------------------------
Read the entire issue at http://www.riskvue.com
FEATURE STORY
--Six Ways To Prevent E-Mail From Coming Back To Bite You
RISK BITES
--Question of the Month: No-Claims Bonus Conundrum
--The Right Way To "Shop" Your Insurance Program
--Expand Your Time!
INDUSTRY WATCH: D&O
--Coverage For Restitutionary Damages
WRITING TIP
--Assure, Ensure, Insure
USEFUL WEB TOOL OF THE MONTH
--Legal News Watch
THE LIGHTER SIDE
--The Lighter Site
----------------------------------------
FEATURE STORY
Six Ways To Prevent E-Mail From Coming Back To Bite You
The number of verdicts turning on "smoking gun" e-mail is increasing. With employees sending billions of e-mails each day, how can an employer diffuse potentially explosive messages? Attorneys Steven Cooper and Greg Hansen explain the simple reason e-mail is dangerous and give five guidelines for eliminating or minimizing the damage it can cause.
http://www.riskvue.com/fsindex.htm
----------------------------------------
RISK BITES
Question of the Month: No-Claims Bonus Conundrum
Dear riskVue: "We have been offered a no-claims bonus on our property renewal. Basically we get our premium back (5-10%) contingent on us having no or few claims. At first blush this seems to be a good deal for us, but we must also renew the coverage with the same carrier in order to receive the bonus. Anyone have any thoughts or experience with such provisions?" Here's what fellow riskVue readers had to say.
http://www.riskvue.com/rbindex.htm
The Right Way To "Shop" Your Insurance Program
With the current hard market expected to last at least another year, insurance buyers must continue to be diligent and thorough in their search for affordable coverage. Here is a review of some tips for getting the best deal.
http://www.riskvue.com/rbindex.htm
Expand Your Time!
Was last week a complete blur? If you count yourself among the overscheduled and overwhelmed, you could use these five quick (we promise!) suggestions for "expanding" your time.
http://www.riskvue.com/rbindex.htm
----------------------------------------
INDUSTRY WATCH: D&O
Coverage For Restitutionary Damages
Two recent court decisions addressed the issue of whether a D&O insurance policy covers certain types of restitutionary damages not expressly excluded by the policy. In both cases, the court ruled no such coverage existed, based on the fundamental premise that insurance should not cover the return of ill-gotten gain. This premise can lead to some surprising results and difficult coverage issues in the context of D&O insurance, as Dan A. Bailey explains.
http://www.riskvue.com/iwindex.htm
----------------------------------------
WRITING TIP
Assure, Ensure, Insure
Assure, ensure, and insure not only sound similar, they all mean "to make secure or certain." But are they synonyms that can be used interchangeably?
http://www.riskvue.com/wtindex.htm
----------------------------------------
USEFU
Click for the whole story...